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Finding Practical Solutions For Your Financial Matters

You work hard for what you have. You do your best to stay afloat and make ends meet. Unfortunately, you are facing a tough time. Not knowing what to do to stabilize your financial situation can be frightening.

The attorneys at Spence Custer have decades of experience helping individuals understand bankruptcy options and how the process works.

What Is Bankruptcy?

The term bankruptcy often has negative connotations. This is unfair, as the need to file for bankruptcy can happen to anyone. Bankruptcy allows people who are facing financial difficulties a path to find some relief when debt is overwhelming.

Both businesses and individuals can file for bankruptcy. When you file for bankruptcy, you legally declare yourself unable to pay your debt. Filing for bankruptcy relieves you of certain debt obligations. However, your credit score will probably be negatively impacted for a period of time.

How Can We Help?

Our lawyers will take the time to listen to your needs and assess your situation. Based on your specific circumstances, we will advise you as to what type of bankruptcy is right for you. We will also provide you with counseling on how to handle the aftermath of bankruptcy so that you can move forward with confidence.

We will take the time to help you understand:

  • What debts can be forgiven
  • How taxes are impacted by filing
  • Your ability to keep your home, car and other property
  • How filing impacts any co-signers on any of your loans

Speak With Us About Your Options

Bankruptcy is something that takes a lot of consideration. Get your questions answered and find out how bankruptcy will impact your future. We want to help you make the best possible decision. Located in Johnstown, Pennsylvania, we are here to guide you. Call us today at 814-250-0389 or schedule a consultation by completing our online form.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.